Do I need to purchase auto insurance?

No matter what island you live on, or city or town, you will need to purchase auto insurance coverage. As with all the other US States, you will need to register and drive your car. It is important to know how much coverage you need and how to find the best car insurance quotes in order to stick to your budget.

This state requires you to have a minimum coverage level of :

  • Personal Injury Protection – This is a minimum $10,000 per person
  • Bodily Injury to Other People – $20,000 per person
  • Property Damage Liability – $10,000 per person

Many people will purchase more coverage than the state minimum in order to protect themselves in case of an accident. According to, Florida as well as many other states are known as a no-fault states. This simply means that regardless of whose fault it is, each drivers PIP will help pay for your medical expenses and the passengers.

However, depending on whose fault it is, you can still be sued. You can be sued for accident-related expenses if the accident in question causes these two things:

  • A medical cost that exceeds over $5,000
  • Severe injury or death

These factors will impact your auto insurance rates

When it comes to your auto insurance rates, keep in mind that these factors will affect them.

  • Age
  • Gender
  • Marital Status
  • Claims history
  • Driving Record
  • Year, make, the model of your car
  • Where your vehicle is parked and garaged

Can I drive without auto insurance?


Every state will strictly enforce its car insurance requirements. If you are an underinsured driver, you will face a fine of up to $5,000 dollars, loss of driving privileges, and even possible jail time.

Be sure to keep proof of your insurance coverage in your glove box at all times.

Where can I purchase auto insurance?

You will need to collect auto insurance quotes if you want the best deals on the web. is a well-known insurance site that offers their customers only the best quotes. If you want quick and easy auto quotes, you need to visit them right now. It will be the best decision, you have ever made. Don’t risk not having enough auto insurance coverage! It’s not worth it. Get your quote now!